Government Grants for Individuals
Find legitimate government programs and grants available to individuals. Education funding, housing assistance, healthcare programs, and more.
Beware of Grant Scams
The government will never call you about a grant you didn't apply for. Never pay money to receive a "free grant." Report scams to the FTC.
Programs Available to Individuals
Education Grants
Federal and state funding for college, vocational training, and continuing education.
- Pell Grants (up to $7,395/year)
- TEACH Grants
- State tuition assistance
- Vocational rehabilitation
Housing Assistance
Programs to help with homeownership, rent, and home repairs.
- FHA down payment assistance
- Section 8 vouchers
- Weatherization assistance
- First-time homebuyer programs
Healthcare & Disability
Medical assistance, disability support, and healthcare coverage programs.
- Medicaid
- CHIP for children
- Vocational rehabilitation
- Medicare assistance programs
Job Training & Employment
Workforce development, career training, and employment assistance.
- WIOA training grants
- Trade Adjustment Assistance
- Veterans employment programs
- Apprenticeship grants
Common Questions
Can individuals get government grants?
Yes, but most grants go to organizations. Individuals can access education grants (Pell Grants), housing assistance, and some research fellowships. Many "personal grants" are actually benefit programs.
Are there grants to pay off personal debt?
Unfortunately, no. There are no legitimate government grants to pay off credit card debt, personal loans, or general bills. Beware of scams claiming otherwise.
How do I apply for a Pell Grant?
Complete the Free Application for Federal Student Aid (FAFSA) at studentaid.gov. Your school will notify you of your eligibility.
What about grants for starting a business?
Most business grants go to established businesses, not individuals. However, some microloan and SBA programs help individuals start businesses. See our Small Business Grants page.
The Reality About Personal Grants
Most government grants go to organizations — nonprofits, businesses, universities, and state/local governments. Direct grants to individuals are limited to specific categories like education.
What individuals can access:
- Education grants (Pell Grants, TEACH Grants)
- Housing assistance programs
- Healthcare coverage (Medicaid, CHIP, ACA subsidies)
- Job training through workforce programs
- Research fellowships (for academics)
- Veteran benefits and services
If you're looking to start a business, check out ourSmall Business Grants page.
Find Programs You Qualify For
Answer a few questions and we'll match you with relevant programs based on your situation.
Check Eligibility